The phrase denotes a service offered by Experian, a consumer credit reporting agency, designed to monitor the internet for instances of personal information being exposed. This can include compromised email addresses, leaked passwords, or other sensitive data found on websites, forums, and the dark web. As an example, if an individual’s email address were discovered within a data breach, the alert system would notify the user.
The importance of such a system lies in its proactive approach to identity theft prevention. Early detection of compromised data allows individuals to take immediate steps to mitigate potential harm, such as changing passwords, monitoring credit reports, and placing fraud alerts. Historically, the rise of data breaches and online identity theft has fueled the demand for services that provide early warnings of potential misuse of personal information.